During your retirement application process, you and your spouse determine what type of benefits will be available after your death. With your spouse’s consent, you can elect:
- 100% Joint & Survivor option
- 75% Joint & Survivor option
- 50% Joint & Survivor option
- 60 Certain Guarantee Benefit
More information and comparisons are available in the MACRC Pension Fund Summary Plan Description which may be found under the Documents section on the pension page of this website.