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Health Reimbursement Arrangement (HRA)

Southern Region Notice: Optum mailed your new Optum Visa debit cards to eligible participants mid-September. If you did not receive them, or if you mistakenly discarded them, please follow the instructions on this page to set up your HRA account on the Optum website and request new cards to be mailed to you.

Active Plan participants have access to a Health Reimbursement Arrangement (HRA). Your HRA is a personal account which accumulates a balance based upon the number of hours you work and when contributions to the Plan are paid by your employer. It is important to know that contributions are credited to your HRA account the month after they are received. You do not have to be eligible for benefits to use the HRA account, but you must be a Member in Good Standing with your local union. Optum Financial is the Plan’s HRA administrator. 

For a complete list of medical expenses go to https://store.optum.com/expense-eligibility.

For a complete list of IRS qualified medical and premium expenses, see IRS Publication 502.

After initial contributions have posted to your HRA account, look for a VISA debit card to arrive in the mail from Optum Financial.

• Upon receipt, activate your card by following the instructions on the card sticker.
• Visit the Optum Financial website to register your account and add your eligible dependents.
• Download the Optum Financial mobile app for quick, convenient access to your account.

• Deductibles and coinsurance amounts;
• Emergency Room or prescription drug co-pays;
• Dental, hearing or vision expenses not covered by the Plan; and much more!