Northern Region

September 1, 2026

The MACRC Fund issues payments on the 1st of the month or next business day if the 1st falls on a weekend or holiday.

Yes and No. Payment Amount. Your monthly pension payment amount will not change as a result of this merger. Direct deposit. The MACRC Fund requires payments to be made by direct deposit. If you are receiving monthly payments by check, you will receive a direct deposit form from the MACRC Pension Fund in August. Tax […]

Locals 32, 57, 92, 97, 662, 664, 1310, 1529, 1596, 1770, and 1839

Questions about payments, service, or benefits will remain unchanged before and after October 1, 2026: St. Louis Benefit Office: Call (314) 644-4802 or toll-free (877) 232-3863

No. This merger does not reduce or decrease the vested benefit of any participant in the St. Louis Pension Fund accrued through September 30, 2026.

No. Health care premium deductions will remain the same. The MACRC Fund will continue sending deducted premiums to the MACRC Health Fund.

It depends on how you receive your monthly payments and if we receive your forms timely. Monthly payment by direct deposit: No. Pension payments made by direct deposit are expected to continue on their normal monthly schedule. Monthly payments by check: Possibly. Retirees currently receiving paper checks are required to enroll in direct deposit. To […]

Retirements beginning before October 1, 2026 are handled by MAC Benefits in the St. Louis office under St. Louis Pension Fund rules. Retirements on or after October 1, 2026 are handled by the MAC Benefits in both the Chicago and St. Louis offices under MACRC Pension Fund rules. Please note that plan rules regarding work […]

Yes. Normal Retirement age under the St. Louis Pension Plan is age 62, and Normal Retirement Age under the MACRC Pension Fund is age 65. Early retirement rules differ depending on which benefit is being paid.