FAQ
Who do I contact with questions about the merger?
Questions about payments, service, or benefits will remain unchanged before and after October 1, 2026: St. Louis Benefit Office: Call (314) 644-4802 or toll-free (877) 232-3863
Support
Find answers to common member and employer questions.
FAQ
Questions about payments, service, or benefits will remain unchanged before and after October 1, 2026: St. Louis Benefit Office: Call (314) 644-4802 or toll-free (877) 232-3863
FAQ
No. This merger does not reduce or decrease the vested benefit of any participant in the St. Louis Pension Fund accrued through September 30, 2026.
FAQ
No. Health care premium deductions will remain the same. The MACRC Fund will continue sending deducted premiums to the MACRC Health Fund.
FAQ
It depends on how you receive your monthly payments and if we receive your forms timely. Monthly payment by direct deposit: No. Pension payments made by direct deposit are expected to continue on their normal monthly schedule. Monthly payments by check: Possibly. Retirees currently receiving paper checks are required to enroll in direct deposit. To […]
FAQ
Retirements beginning before October 1, 2026 are handled by MAC Benefits in the St. Louis office under St. Louis Pension Fund rules. Retirements on or after October 1, 2026 are handled by the MAC Benefits in both the Chicago and St. Louis offices under MACRC Pension Fund rules. Please note that plan rules regarding work […]
FAQ
Yes. Normal Retirement age under the St. Louis Pension Plan is age 62, and Normal Retirement Age under the MACRC Pension Fund is age 65. Early retirement rules differ depending on which benefit is being paid.
FAQ
The MACRC Fund will be sending a detailed informational mailing describing plan differences in August 2026, followed by mailing of the Summary Plan Description after October 1, 2026.
FAQ
It depends on when the service was earned: Before October 1, 2026: Your benefits are generally governed by the St. Louis Pension Plan. On or After October 1, 2026: Your benefits are governed by the MACRC Plan.
FAQ
Yes. After October 1, the MACRC Fund’s plan rules apply. A formal IRC Section 204(h) notice and detailed informational mailing describing plan differences will be distributed by MACRC in August 2026. The MACRC Pension Summary Plan Description will be mailed later this fall.
FAQ
Yes. After October 1, the MACRC Fund’s plan rules apply. A formal IRC Section 204(h) notice and detailed informational mailing describing plan differences will be distributed by MACRC in August 2026. The MACRC Pension Summary Plan Description will be mailed later this fall.