Support

Northern Region

Browse related frequently asked questions.

FAQ

Do I need to fill out any paperwork because of the merger?

Depends. Retirees receiving a monthly pension: Yes. You will need to complete a Beneficiary Designation Form to receive a new $3,000 death benefit available under the MACRC Fund. If you are receiving a monthly benefit, you are eligible for this benefit. If you wish to update where your monthly payment is deposited, you may contact […]

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FAQ

Will my pension payment be delayed?

It depends on how you receive your monthly payments and if we receive your forms timely. Monthly payment by direct deposit: No. Pension payments made by direct deposit are expected to continue on their normal monthly schedule. Monthly payments by check: Possibly. Retirees currently receiving paper checks are required to enroll in direct deposit. To […]

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FAQ

What if I retire mid-2026?

Retirements beginning before July 1, 2026 are handled by the IKORCC Fund. Retirements on or after July 1, 2026 are handled by the MACRC Fund. Any retirement applications received by the IKORCC Fund after May 22, 2026 will be shared with the MACRC Fund to commence retirement payments after July 1, 2026. Please note that […]

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FAQ

Which plan rules apply to my benefits?

It depends on when the service was earned: Before July 1, 2026: Your benefits are generally governed by the IKORCC Plan, or a prior IKORCC pre-merger plan if applicable. On or After July 1, 2026: Your benefits are governed by the MACRC Plan.

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FAQ

Is the retirement age changing?

No. Both plans use the same Normal Retirement age of 65, or the 5th anniversary of becoming a participant if later. Early retirement rules differ depending on which benefit is being paid.

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