Support
Find answers to common member and employer questions.
FAQ
Yes and No. Payment Amount. Your monthly pension payment amount will not change as a result of this merger. Direct deposit. The MACRC Fund requires payments to be made by direct deposit. If you are receiving monthly payments by check, you will receive a direct deposit form from the MACRC Pension Fund in August. Tax […]
FAQ
There will be a slight change when the 1st of the benefit month falls on a weekend or holiday: the KC Fund issues payments on the 1st of the benefit month if the 1st is a weekday, weekend, or holiday, regardless. The MACRC Fund issues payments on the 1st of the month or next business […]
FAQ
October 1, 2026
FAQ
If you stop working in prohibited employment and want to resume pension benefits, you must call the Retirement Benefits Department for a reinstatement application. The completed application should be received by the Retirement Benefits Department at least sixty (60) days before pension payments to resume. Your reinstatement will be effective on the first day of […]
FAQ
Yes. There are three types of survivor benefits payable before retirement if you are vested. They are as follows: 1. Pre-Retirement 100% Spouse’s Benefit The Pre-Retirement 100% Spouse’s Benefit provides a lifetime benefit to your surviving spouse if you die before your pension begins. Certain eligibility requirements apply. 2. 60 Certain Guarantee Benefit The 60 Certain Guarantee is […]
FAQ
Vested means you have a nonforfeitable right to a Pension (a lifetime monthly benefit at retirement age) under the Plan.
FAQ
Generally, no. Plan provisions vary depending on your age and the type of pension you are receiving. The Plan document provides that a bargaining unit participant cannot commence pension benefits before age 70½ until a legitimate severance of employment occurs. After you retire and begin collecting pension benefits, if you work in prohibited employment, your pension benefit […]
FAQ
Yes. If you are at least age 55, you may reject the Pre-Retirement 100% Spouse’s Benefit and elect the Pre-Retirement Sixty Certain Guarantee to be paid if you die before you commence pension benefits. In order to make this election, you must obtain your spouse’s consent on a form provided by the Pension Fund. Spousal consent […]
FAQ
During your retirement application process, you and your spouse determine what type of benefits will be available after your death. With your spouse’s consent, you can elect: More information and comparisons are available in the MACRC Pension Fund Summary Plan Description which may be found under the Documents section on the pension page of this website.