Support

Frequently Asked Questions

Find answers to common member and employer questions.

FAQ

Can I lose pension credit?

Once you are vested, you cannot lose your accrued pension benefit or pension credit. However, before you are vested, it is possible to permanently lose pension credit, vesting credit and your accrued pension benefits, if you experience a break in service. There are two types of breaks in service, temporary breaks in service and permanent breaks in Service. Generally, if you […]

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FAQ

How do I earn vesting service?

You earn one year of vesting service when you work 1,000 hours or more in any calendar year and your employer is signatory to an agreement which requires contributions to the Plan on your behalf. You can earn partial vesting service, based on your hours of Pension Credit. A maximum of one year of vesting […]

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FAQ

What are years of vesting service?

Years of vesting service are ways to measure your employment history with a contributing Employer. Eligibility for most benefits under the Plan is based on your years of vesting service. You need to be vested in order to be eligible to receive a future benefit.

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FAQ

Do I need to fill out any paperwork because of the merger?

Depends. Retirees receiving a monthly pension: Yes. You will need to complete a Beneficiary Designation Form to receive a new $3,000 death benefit available under the MACRC Fund. If you are receiving a monthly benefit, you are eligible for this benefit. If you wish to update where your monthly payment is deposited, you may contact […]

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